Dealing with the loss of a loved one is an emotional and challenging time. Amidst the grief, practical matters like Social Security benefits can add another layer of complexity. At Spilsbury Mortuary in St. George and Hurricane, UT, we understand the difficulties you face, and we are here to guide you through every step of the process, ensuring that you receive the benefits you are entitled to.

What Are Social Security Death Benefits?

Social Security death benefits are designed to provide financial support to the surviving family members of a deceased worker. These payments are made to eligible survivors of a deceased individual who paid into the Social Security system. The Social Security Administration (SSA) offers both monthly survivor benefits and a one-time lump-sum death payment. These benefits can help cover living expenses, particularly for young families with children or elderly dependents. These benefits can also help pay for funeral arrangements. Eligibility for Social Security death benefits depends on your relationship to the deceased and specific criteria set by the SSA. Here are the primary categories of individuals who may qualify:

• Widows and Widowers – A surviving spouse aged 60 or older, or 50 or older if they are disabled, can qualify for benefits. A surviving spouse of any age caring for the deceased’s child under age 16 or who is disabled may also qualify.
• Children – Unmarried children under 18 or up to 19 if they are full-time students in elementary or secondary school. Children with disabilities that began before age 22 may also be eligible.
• Parents – In some cases, parents who were dependent on the deceased for at least half of their support may be eligible for survivor benefits.
• Divorced Spouses – A surviving divorced spouse may qualify for benefits if the marriage lasted at least 10 years.

Taking the right steps after a loved one’s death can help streamline the process of receiving Social Security benefits. Here’s what you should do:

• Report the Death – As soon as possible, inform the SSA of the death. This can usually be done by the funeral home, but it’s wise to confirm this step.
• Gather Required Documents – Collect all necessary documents and ensure you have original copies where required.
• Contact the SSA – You can call the Social Security Administration at 1-800-772-1213 to report the death and apply for benefits. You can also visit your local Social Security office. Note that you cannot apply for survivor benefits online.

When applying for Social Security Death Benefits, you will need to provide specific documentation to the Social Security Administration (SSA). Some of the key documents include:

• A death certificate of the deceased
• The Social Security numbers of both the deceased and the applicant
• Proof of U.S. citizenship or lawful alien status
• Birth certificates for children applying for benefits

Navigating Social Security benefits can be overwhelming, but you don’t have to go through it alone. At Spilsbury Mortuary, we are committed to helping you through this process with care and compassion. If you have questions or need assistance, please fill out our contact form or call us directly to speak with our professional team. Let us support you during this difficult time.